This page sets out the terms and conditions that apply when you use the Progressive Access website (this “Website”). By accessing or using this Website, you agree to be bound by these terms. If you do not agree with any part of these terms, you should not use this Website.

We recommend that you read these terms carefully and print or save a copy for your records. These terms are separate from any contract you may enter into with us for services, which will be subject to their own terms and conditions.

You may use this Website only for lawful purposes and in a way that is consistent with these terms and with all applicable laws and regulations.

You must not use this Website:

• in any way that is unlawful, fraudulent or harmful, or in connection with any unlawful, fraudulent or harmful purpose or activity;
• to send, knowingly receive, upload, download, use or re-use any material which is defamatory, obscene, offensive, hateful, discriminatory or otherwise objectionable;
• to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material (spam);
• to knowingly transmit any data, send or upload any material that contains viruses, trojans, worms, logic bombs, keystroke loggers, spyware, adware or any other malicious or technologically harmful programs or similar computer code;
• to attempt to gain unauthorised access to this Website, the server on which it is stored or any server, computer or database connected to this Website.

We may, at our discretion, restrict, suspend or terminate your access to this Website if we reasonably believe you are not complying with these terms.

Unless stated otherwise, we or our licensors own all intellectual property rights in this Website and in the material published on it, including text, images, graphics, logos and layout. Those works are protected by copyright and other intellectual property laws and treaties around the world. All such rights are reserved.

You may view, download and print content from this Website for your personal, non-commercial use and for the purpose of learning about our services or considering doing business with us.

You must not, without our prior written consent:

• copy, reproduce, modify, distribute, republish, display, post or transmit any part of this Website for commercial purposes;
• remove any copyright or other proprietary notices from materials downloaded or printed from this Website; or
• use any part of the content on this Website on any other website or platform.

Any use of this Website or its content not expressly permitted by these terms may infringe our rights or the rights of our licensors.

Nothing in these terms excludes or limits our liability where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, and for any other liability that cannot be excluded or limited under applicable law.

To the fullest extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to this Website or any content on it, whether express or implied.

We will not be liable to you for any loss or damage (whether in contract, tort, negligence, breach of statutory duty or otherwise), even if foreseeable, arising under or in connection with:

• use of, or inability to use, this Website; or
• use of or reliance on any content displayed on this Website.

If you use this Website for business purposes, we will not be liable for any loss of profit, loss of business, business interruption, loss of business opportunity, loss of anticipated savings, loss of goodwill or any indirect or consequential loss or damage.

If you access this Website as a consumer, nothing in these terms affects any rights you may have under consumer protection laws that cannot be excluded or limited.

These terms, their subject matter and their formation (and any non-contractual disputes or claims) are governed by the laws of England and Wales.

You and we both agree that the courts of England and Wales will have exclusive jurisdiction in relation to any dispute or claim arising out of or in connection with these terms or your use of this Website, except that if you are a consumer resident in another part of the United Kingdom, you may also bring proceedings in your home courts.